Access: Bankr Club & Max Mode
Bankr requires either a Bankr Club subscription or Max Mode credits to use. There's no free tier — pick whichever fits how you use the agent.
| Bankr Club | Max Mode | |
|---|---|---|
| Cost | $20/mo or $198/yr, paid in BNKR | Pay-per-token from LLM credits |
| Messages/day | 1,000 | 100 |
| Model | Gemini 3 Flash (base model) | Any gateway model (Claude Opus, GPT-5.4, Gemini 3.1 Pro, etc.) |
| Best for | Daily chat, trading, research | Complex tasks where you want a stronger model |
You can use both together — Club for everyday chat, Max Mode when you need more horsepower.
Bankr Club — the Base Model Plan
Bankr Club is the simple flat-rate plan. Pay once per month (or year), get the base model (Gemini 3 Flash) with a generous 1,000 messages/day, and access to every feature — trading, token launches, automations, prediction markets, the works.
To subscribe: ask Bankr in chat:
Subscribe to Bankr Club
It'll walk you through payment (paid in BNKR). Yearly ($198/yr) is the better deal if you use Bankr every day.
Check your status:
what is my Club status?
If you hold an original Bankr Club NFT from the initial drop, that's a commemorative collectible — it does not grant membership. To get Club access, subscribe through the chat flow above.
Max Mode — Premium Models, Pay As You Go
Max Mode swaps out the default model for a more capable one (Claude Opus, Gemini 3.1 Pro, GPT-5.4, etc.). You pay per token from an LLM credit balance, so cost scales with usage.
Your Max Mode choice syncs across every surface (web, Twitter, Telegram, CLI, automations).
Enabling Max Mode
Web terminal: at bankr.bot, click the Max button above the chat input, then click the model name to pick one.
CLI: pass --model to any prompt:
bankr "analyze my portfolio" --model claude-opus-4.6
See the full Max Mode docs for every model and flag.
Adding Credits
LLM credits are denominated in USDC and drawn down as you send Max Mode messages. Top up from chat, the web, or CLI:
Ask Bankr directly:
add $25 in LLM credits
Web: bankr.bot/llm?tab=credits
CLI:
bankr llm credits # check balance
bankr llm credits add 25 # add $25
bankr llm credits auto --enable # auto top-up (never run dry)
What Happens If Credits Run Out
Max Mode falls back to the default model (Gemini 3 Flash) and your message still gets processed — nothing fails. Enable auto top-up above to avoid falling back unexpectedly.
FAQ
Do I need both? No. Either one unlocks Bankr. Most users start with Bankr Club.
Can Club members use Max Mode too? Yes. Club + Max Mode stack — Club covers the 1,000 msgs/day of base-model chat, and Max Mode lets you run premium models on top whenever you need them.
What happens on the free tier? No agent access by default. You get 100 Max Mode messages/day if you have credits, otherwise you need to subscribe to Bankr Club.
Where do I ask for help? Ask Bankr in chat, or open a support ticket through the web UI.