Access: Free, Bankr Club & Max Mode

Three tiers — start free on the terminal, upgrade to Bankr Club for unlimited chat and full features (with default Gemini Flash model), or use Max Mode for premium models pay-as-you-go.

	Free	Bankr Club	Max Mode
Cost	$0	$20/mo or $198/yr in USDC (default) or BNKR / ETH / any Base ERC-20	Pay-per-token from LLM credits
Messages/day	5 (terminal only)	1,000	Unlimited (pay-per-token)
Model	Gemini Flash (fast)	Gemini 3 Flash (base model)	Any gateway model (Claude Opus, GPT-5.4, Gemini 3.1 Pro, etc.)
Token launches / Browser tools / Apps	❌	✅	✅
@bankrbot on X	❌	✅	✅
Resets	UTC midnight	—	—

You can mix tiers — Club for everyday chat, Max Mode when you need more horsepower.

Free Tier — Terminal Only

The free tier lets you try Bankr without subscribing. 5 messages per day on the bankr.bot terminal, resetting at UTC midnight. You're on the fast standard model — no model picker until you upgrade.

What free tier includes:

• Chat, trading, swaps, transfers, market data, portfolio, NFTs, Polymarket, Avantis, Hyperliquid

What free tier doesn't include (Bankr Club or Max Mode required):

• Token launches
• Browser tools
• Apps
• Replies from @bankrbot on X — these are silently ignored for non-Club users (no free quota applies on X at all)

Other surfaces: the 5-message/day quota applies only to the bankr.bot terminal. Twitter, Telegram, Farcaster, XMTP, the API, and webhooks each have their own access gates — most require Bankr Club. See the relevant integration doc for details.

Max Mode bypasses the daily limit — Max Mode requests don't count against your free messages; they draw from your LLM credit balance instead.

Bankr Club — the Base Model Plan

Bankr Club is the simple flat-rate plan. Pay once per month (or year), get the base model (Gemini 3 Flash) with a generous 1,000 messages/day, and access to every feature — trading, token launches, automations, prediction markets, the works.

To subscribe: ask Bankr in chat:

Subscribe to Bankr Club

It'll walk you through payment. Default is USDC — pass a different token (BNKR, ETH, any Base ERC-20) and the agent will swap it to USDC at checkout (≤5% slippage). Yearly ($198/yr) is the better deal if you use Bankr every day.

Want to pay in BNKR?

You need BNKR in your wallet first. Just ask Bankr:

swap $25 of ETH to BNKR on base

Then: subscribe to Bankr Club with BNKR

Embedded wallets only

Club subscriptions require a Bankr embedded wallet (auto-created when you sign in with email, X, Farcaster, or Telegram). External/connected wallets (MetaMask, Coinbase Wallet, Sign-In with Ethereum) cannot subscribe — payments are signed by Privy on your behalf, and Bankr doesn't hold keys for external wallets. Options: sign in with email/social to get an embedded wallet, or use Max Mode which works with any wallet.

Check your status:

what is my Club status?

Bankr Club NFTs

If you hold an original Bankr Club NFT from the initial drop, that's a commemorative collectible — it does not grant membership. To get Club access, subscribe through the chat flow above.

Max Mode — Premium Models, Pay As You Go

Max Mode swaps out the default model for a more capable one (Claude Opus, Gemini 3.1 Pro, GPT-5.4, etc.). You pay per token from an LLM credit balance, so cost scales with usage.

Your Max Mode choice syncs across every surface (web, Twitter, Telegram, CLI, automations).

Enabling Max Mode

Web terminal: at bankr.bot, click the Max button above the chat input, then click the model name to pick one.

CLI: pass --model to any prompt:

bankr "analyze my portfolio" --model claude-opus-4.6

See the full Max Mode docs for every model and flag.

Adding Credits

LLM credits are denominated in USDC and drawn down as you send Max Mode messages. Top up from chat, the web, or CLI:

Ask Bankr directly:

add $25 in LLM credits

Web: bankr.bot/llm?tab=credits

CLI:

bankr llm credits           # check balance
bankr llm credits add 25    # add $25
bankr llm credits auto --enable   # auto top-up (never run dry)

What Happens If Credits Run Out

Max Mode falls back to the default model (Gemini 3 Flash) and your message still gets processed — nothing fails. Enable auto top-up above to avoid falling back unexpectedly.

FAQ

Do I need both? No. Either one unlocks Bankr. Most users start with Bankr Club.

Can Club members use Max Mode too? Yes. Club + Max Mode stack — Club covers the 1,000 msgs/day of base-model chat, and Max Mode lets you run premium models on top whenever you need them.

Are there any model discounts? Yes. The LLM Gateway supports time-bounded per-model discounts. See LLM Gateway → Model Discounts and check bankr.bot/llm for active promos.

What happens on the free tier? 5 free terminal messages/day on the fast standard model. Past that, subscribe to Bankr Club or use Max Mode (unlimited on the terminal, pay-per-token from LLM credits). The Agent API caps non-Club users at 100 messages/day; that limit doesn't apply on the terminal.

Where do I ask for help? Ask Bankr in chat, or open a support ticket through the web UI.